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#Fha home inspection checklist manuals#

If it is accessed by a scuttle in a closet, make sure the appraiser has access to the scuttle.

Appraisers must have access to all attics.

Please make sure all areas are accessible for the appraiser, or they will have to return in order to complete the inspection which might result in an additional charge.

Appraisers must examine every room, including attic, basement, and garage.

*NOTE: The lender can also call for additional repair item not listed in the Complete Summary Appraisal Report. The lender has the final determination as to how the potential repairs and conditions are satisfied. The appraiser must note potential repair and condition items. Overview - information on some of the common questions. Buyers need to secure their own home inspections through the services of a qualified inspector and satisfy themselves about the condition of the property. The appraisal only establishes the value of the property for mortgage insurance purposes.

If you have any questions on the FHA appraisal process, please feel free to email, fax or call us and we will do our best to answer your questions.įHA appraisals are not a guarantee that the property is free from defects. Other appraisers may have varying opinions on what is required and how the information is to be interpreted. It does not include every consideration, just the ones we have found are most often of interest. It is not a complete list, and is only our consolidation and interpretation of the information available. This document is designed to help individuals considering FHA financing understand some of the items the appraiser will be looking at. If you are aware of any changes please fax us your information and we will look into it.

The guidelines are still being interpreted with little or no notification of changes to appraisers or lenders. All questions regarding the new HUD guidelines and appraisal reforms can be sent online directly to HUD's REAC Customer Service Center at.

#Fha home inspection checklist manuals#

The following information is based on the new manuals and guidelines. Overview for Homeowners, Agents, and Lenders